Overview
What this challenge is about.
Calculate credit, operational, and market risk for a neobank’s expansion, then determine CET1 capital and a stress buffer. Earn your verifiable certificate.
The scenario
Nubank is a Brazilian neobank with over 80 million customers across Latin America. It is considering entering the Vietnamese market, which has a rapidly growing digital economy but higher credit risk and regulatory complexity.
The Brief
What you'll do, and what you'll demonstrate.
How should N26 structure its capital to meet Basel III requirements while expanding into a higher-risk emerging market?
Earning criteria — what you'll demonstrate
- Apply Basel III capital adequacy framework to a real bank expansion scenario
- Calculate risk-weighted assets for credit, operational, and market risks
- Evaluate the trade-off between growth and regulatory capital constraints
- Develop a capital buffer strategy that aligns with risk appetite
Program Fit
Where this fits in your program.
Sharpens the same skills your degree expects you to demonstrate.
Aligned coursework coming soon.
Skills
Skills you'll demonstrate.
Each one shows up on your verified credential.
- Basel Iii
Apply basel iii to solve real industry problems and demonstrate production-level capability.
- Capital Adequacy
Apply capital adequacy to solve real industry problems and demonstrate production-level capability.
- Risk Weighted Assets
Apply risk weighted assets to solve real industry problems and demonstrate production-level capability.
- Credit Risk
Apply credit risk to solve real industry problems and demonstrate production-level capability.
- Operational Risk
Apply operational risk to solve real industry problems and demonstrate production-level capability.
- Financial Modeling
Build and validate financial models that support strategic business decisions.
Careers
Career paths this challenge builds toward
Completing this challenge demonstrates skills that transfer directly to these roles: