Overview
What this challenge is about.
Your task is to create a liquidity risk management plan for Heartland Bank. First, calculate the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) using the bank's balance sheet data. Then, identify three stress scenarios (e.g., deposit run, market disruption) and model the impact on liquidity. Finally, propose a set of contingency actions, including asset sales, borrowing, and deposit strategies. Deliver a report with your analysis and a step-by-step contingency plan.
The Brief
What you'll do, and what you'll demonstrate.
How can Heartland Bank maintain adequate liquidity during a severe local economic downturn while minimizing losses?
Earning criteria — what you'll demonstrate
- Calculate and interpret Liquidity Coverage Ratio and Net Stable Funding Ratio
- Design stress scenarios relevant to a regional bank's risk profile
- Develop a contingency funding plan that aligns with regulatory expectations
- Evaluate trade-offs between liquidity preservation and profitability
Program Fit
Where this fits in your program.
Sharpens the same skills your degree expects you to demonstrate.
Skills
Skills you'll demonstrate.
Each one shows up on your verified credential.
Careers
Roles this prepares you for.
Real titles. Real skill bridges. Pick the one closest to your trajectory.